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I have a claim for Covid-19 related business interruption but have not yet submitted my claim:

  • If you have not yet submitted your claim, please do so as set out in your policy documents.
  • Once we have received your claim, we will write to you to explain the next steps in the process.

I have submitted my claim for COVID-19 related business interruption but it has not been determined yet:

  • Throughout the Test Case, we have reviewed and assessed all claims to identify those which are potentially affected by the Test Case and those which are not potentially affected.
  • If, following our review, we considered that your claim was potentially affected by the Test Case, we postponed determination of your claim pending final resolution of the Test Case and have written to you to explain the impact of the Test Case on your claim. Please note, now the Supreme Court has handed down its judgment, subject to any consequentials hearing or declarations order of the Supreme Court, final resolution of the Test Case has been reached.Test Case. Therefore, we will proceed to determine any outstanding claims, applying the judgment of the Supreme Court insofar as possible and we shall write to you shortly regarding next steps and any further information required from you.
  • If your claim is not affected by the Test Case, we will determine it in the usual course of our business and write to you with our decision.

I have submitted my claim for Covid-19 related business interruption and it has been rejected:

  • Claims received before 31 May 2020 may have been rejected by ASML on the basis of our understanding at the time that cover was not provided under our policies. You may have received correspondence from us or our agents to that effect. We have considered those claims which were previously rejected to determine those which were potentially affected by the Test Case and those which were not potentially affected.
  • If we considered that your claim was potentially affected by the Test Case, we have written to you individually to confirm this. Now that final resolution of the Test Case has been reached, subject to any consequentials hearing or declarations order of the Supreme Court, we will reassess your claim applying the judgment of the Supreme Court insofar as possible.
  • If we determined that your claim was not affected by the Test Case, your claim will not be reviewed in light of the Supreme Court’s judgment.
  • If you have made a complaint in respect of our decision that cover is not provided under your policy for your Covid-19 business interruption losses, please see our Complainants page.

You have told me I have a ‘potentially affected claim’. Now the Supreme Court's judgment has been handed down, will I receive my payment?

  • The Supreme Court has broadly ruled in favour of the FCA acting on behalf of policyholders and we are proceeding to determine all outstanding claims and review previously rejected claims, applying the judgment insofar as possible.
  • Following the High Court’s judgment, to ensure that we could adjust your claim promptly once final resolution was reached, we asked that you began to gather together (and keep updated where possible) the following evidence in support of your claim:
    • A summary of weekly or monthly turnover from 1 January 2019, which you should keep up to date until requested by us.
    • Audited accounts for the last two financial years, if available.
    • Management accounts for the last two financial years.
    • Management accounts for the current financial year to date, which you should keep up to date until requested by us.
    • Details of any business support grants received by the insured business.

Page last updated on 15 January 2021