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About Us
Syndicate Management
Investing at Lloyd's
tax-corporate-services
News
Argenta Private Capital Limited* (APCL), an FCA-regulated adviser to Lloyd’s investors, today announces the launch of the 2026 round of its Starter Homes investment proposition.
The Starter Homes are a joint initiative with Helios Underwriting PLC (Helios), an AIM-listed investment company.
This is the third round of Starter Homes and builds on the success of the previous two editions, with a range of vehicles designed to meet evolving investor demand.
Starter Homes offer investors access to Lloyd’s of London at a lower capital commitment than traditionally required and without the need to own the underlying capacity. Starter Home capital commitments begin at around £270k in Year one and reach levels of around £580k in Year three.
The innovative arrangement with Helios allows APCL Starter Home clients to invest in a hand-picked portfolio of syndicates, curated by market-leading provider Helios for a single Lloyd’s Year of Account (YoA), in this case the 2026 YoA. Investors are thus provided access to a set of diversified business and classes without exposure to earlier years. As investors buy the underwriting vehicle, they are able to select their own underwriting portfolio from 2027 onwards.
Lloyd’s market conditions for the 2026 YoA remain favourable despite some softening, and the Starter Home programme allows potential investors to invest in the 2026 year up until 30th of June 2026, subject to Helios agreement and with a preferential pricing structure, if submitted before the 31st March. The investment timetable thus bypasses the time constraints of the traditional Lloyd’s capacity auction process (which concluded in November 2025).
At Argenta, we see our role as broadening access to Lloyd’s returns on behalf of an ever-increasing cohort of investors. Lloyd’s remains attractive and largely uncorrelated to other asset classes, offering an important diversifier for the discerning investor. Working together with the expert Helios team, we are able to provide existing and new investors access to a balanced, diversified and attractive portfolio."
“We are excited to announce this round of Starter Homes, which builds on the experience of previous series and offers a fine-tuned, diversified investment product. We look forward to working with clients and partners as we take our Starter Homes product to market for a third round”.
In collaboration with the Association for Lloyd's Members (the “ALM”), Kate Tongue, Executive Director at Argenta Private Capital Ltd, and Louis Tucker, CEO at Helios Underwriting PLC, joined Belinda Schofield, CEO of the ALM, to discuss the Starter Home opportunity in their latest webinar.
Watch the recording below to learn more about the product and how they can offer a streamlined, timely, and accessible route into a curated portfolio of Lloyd’s syndicates.
Interested in the Starter Home opportunity? Our specialist team is ready to walk you through the details and help you determine whether it’s the right choice for your route to market.
Contact Robert.Flach@argentagroup.com or Kate.Tongue@argentagroup.com directly or via our 'Contact Us' form.
* Argenta Private Capital Limited is authorised and regulated by the Financial Conduct Authority. Registered office as above. Registered in England No. 741597
**Note that whilst estimates are positive, returns are not guaranteed. The projected returns are dependent on the performance of the market and the performance of the underlying portfolio based on at least a three year cycle; this is a medium to long term investment.